Unless you’re counting cards in a real-life casino, you should never wager money on insurance in blackjack. All it takes is a quick look at the math behind the bet to see that statistically it’s going to lose you money in the long run.
The odds against the dealing making a blackjack are roughly 9 to 4. On average you will lose more than half of the insurance bets you make and since the bet pays out 2 to 1, it’s a losing proposition.
The exception to this only applies to advanced card-counters who can keep track of how many ten-point cards are still left in the deck with advanced blackjack strategies. The more tens and face-cards in the deck, the more likely it is for the dealer to hit a blackjack. If the count is good enough, taking insurance can be a profitable bet. It’s really important to remember that this only applies to expert players and only in live casinos, not on the internet.
1 Deck Game
8 Deck Game
Play Real Money Blackjack
The exact odds of winning an insurance bet aren’t always the same. The odds depend on the number of decks being used in the game and the number of ten-point cards that have already been dealt.
Because card-counters are able to keep track, they can identify when the conditions are perfect to make a profitable insurance bet. For the rest of us, however, the odds are almost always against us when we take insurance. This is especially true for online blackjack since the decks are shuffled before every single hand.
Another reason to avoid insurance is because the more decks being used in the game, the worse the odds get for the player. Roughly speaking, roobet blackjack the house advantage on the insurance bet in a one-deck game is 5.8%. That number jumps to almost 7.5% when the casino is using eight decks.
Odds of Dealer making Blackjack
9 to 4
Insurance Bet pays out
2 to 1
If you absolutely, positively HAVE to take insurance, only do it a one-deck game with a full table when very few ten-point cards have been dealt to you and the other players. But don’t say we didn’t warn you.
To make an insurance bet, players must follow certain blackjack rules. The dealer must have an Ace as their upcard, otherwise no insurance bet can roobet blackjack be made. If an Ace appears, the dealer?will offer?players the option to place an insurance bet. Players must decide whether to accept before the dealer checks the hole card, otherwise the offer expires.
Top rated site
Full terms apply
8 / 10
High payout percentage
Large range of games